A new national survey confirms that the dream of buying a home remains strong across the country. While financial concerns persist, many hopeful buyers are taking decisive steps to prepare for homeownership. The survey, released by NeighborWorks America and Morning Consult, revealed that nearly half of U.S. adults—49 percent—are interested in purchasing a home.
Despite this enthusiasm, about 31 percent believe buying a home is currently out of reach. Respondents pointed to several reasons why they feel challenged. Low income was the most frequently cited barrier, reported by 33 percent of those surveyed. High home prices, low credit scores, economic uncertainty, and difficulty saving for a down payment each impacted more than one in five respondents.
Many Taking Steps Toward Homeownership
Even with these hurdles, the survey indicates that many people are determined to make their goals a reality. Among those who plan to buy within the next year, 72 percent are already saving for a down payment. More than half are reducing non-essential spending to improve their finances, and about 34 percent have taken on additional work to strengthen their buying power.
The findings suggest that consumers see buying a home as an achievable milestone worth the extra effort. A majority of prospective buyers are actively adjusting their budgets, looking for ways to boost their credit, and increasing their income to get closer to their goals. These trends show a positive outlook that could help sustain momentum in the housing market.
Trust in REALTORS® Remains Strong
The survey also examined where Americans prefer to get information about buying a home. REALTORS® were the top resource, chosen by 41 percent of respondents. Family and friends followed at 19 percent, while another 19 percent relied on online sources. This reliance on trusted professionals underscores the value of personal guidance and expertise when navigating the market.
Industry observers have noted that this strong demand for credible advice can empower first-time buyers. Real estate professionals have unique opportunities to connect buyers with resources, offer education about financing options, and help demystify the process.
Optimism Despite Challenges
While affordability remains a concern, the survey findings point to a resilient desire to own property. Many Americans continue to see buying a home as a key part of their financial future. As buyers take active steps to prepare, there is optimism that more households will be ready to enter the market when conditions align.
NeighborWorks America, the nonprofit behind the survey, supports housing education and community development nationwide. The organization offers tools and programs that help potential buyers understand their options and overcome obstacles.
As the housing landscape evolves, the sustained interest in homeownership suggests that many are willing to work toward their dreams. Whether it’s saving for a down payment or improving credit, Americans are demonstrating that buying a home remains both a priority and a possibility.
For more information about resources for first-time buyers, visit NeighborWorks America or contact a local REALTOR® to learn about current programs and assistance options.
